Have you ever experienced getting your wallet lost, or worse, stolen? It hurts whether it's a large bifold or small minimalist wallet. If you simply dropped your wallet, there could be a chance for someone to pick it up and return it to you without significant damages. However, if it’s stolen, then that person deliberately intended to cause a lot worse.
Even if you think that you’re always careful with your belongings, there are some things you can’t control, especially pickpockets. So, remember that there are essentially valuable things you should never keep in your wallet, just in case it gets to the wrong hands.
Your social security number is vital information that can provide access to people who might attempt to (1) steal your identity, (2) file large amounts of loans and credit card accounts, and (3) file a tax refund claim all under your name. These can get approved without your full knowledge.
This may be hard to believe, but some people do keep pieces of blank checks or the whole checkbook itself in their wallets. Then if you lose your wallet, the one who took might have the ability to cripple you financially.
Professional thieves can easily copy your signature from one of your IDs and use the checks for cash encashments. Even if they don’t use the checks for encashments, they have valuable personal information that can enable them to flush out your savings before closing your bank account.
Carrying too much cash, as in excessive amounts of money, can easily attract the attention of expert pickpockets. It serves as an invitation for them to attempt robbing you.
If you really need to bring a bundle of cash, at least try to avert the attention of strangers away from you. At some point, you’re going to need something from your wallet, and a thick wallet usually only means thick cash. To prevent the risk of putting a target on your wallet, separate the money in an envelope or a pouch.
Having multiple credit cards can be risky, as well. If you’re just going out for groceries, you can bring at least one, or two at most. You don’t really need more than that. Again, this rule applies to carry only what the situation calls for.
Last but not least, never keep a spare key in your wallet. It’s not safe there, and you can put your family’s safety in danger.
Your ID most probably has your address written on it, and having a spare key along in your wallet is like driving the thief straight to your house.
It’s always safer to assume that pickpockets are running around everywhere if it means that you’ll take extra precautionary measures and become more vigilant with your surroundings. The most important thing is to avoid the things you’re not supposed to keep in your wallet, especially if you don’t exactly need it at the moment.
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